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Basic Liability Coverage | Back to Automobile Insurance

This is probably the most important type of car insurance, and it's required by most state auto insurance laws. Liability car insurance protects you against the cost of damage and injury that you cause to another in an automobile accident.

It's actually made up of two different policies, bodily injury liability, and property damage liability. As you might guess, bodily injury insurance protects you from the cost of personal injury to others, and property damage insurance protects you from the cost of damage you cause to any physical property.

You've probably seen automobile policies described by three numbers (like 50/100/25). These numbers refer to auto liability insurance.

They're usually called the split limits of liability insurance. Under our example auto liability insurance policy, you'd be covered for up to:

Your state's car insurance laws will require a certain level auto liability insurance. You can find your state's auto insurance requirements here.

Even though it may be tempting to save a few bucks by going with the minimum liability required in your state, it is always worth investing in a little extra protection.

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The following are a few, but not all, of the insurance providers used by QuickQuoteUS

BlueCross BlueShield, Cigna, Aetna, Assurant, Humana, Progressive